Giving Tuesday is right around the corner, and there are likely a lot of questions going through your mind: Which organizations will I donate to? How much will I donate? Is this donation tax-deductible?
With the 2026 tax changes ahead from the One Big Beautiful Bill Act (OBBBA), now is the time to be asking them.
Do you know how the new tax changes can impact your giving deductions?
Depending on how much you make and give, you could benefit from new tax incentives.
If, like most taxpayers, you’re a standard deduction-er, these tax changes may mean a small tax break! Beginning in 2026, those who file using the standard deduction can deduct $1,000 (single filers) to $2000 (joint filers).
These new changes provide an incentive for the many donors who don’t currently see a financial benefit from their giving.
Itemizers will also see new policies in place. Beginning in 2026, only charitable donations above .5% of your Adjusted Gross Income (AGI) can be counted toward itemized deductions.
That means if you earn an AGI of $300,000, you will need to donate $1,500 before any of your donations can be deducted from your income tax obligations. So if your total charitable contributions add up to $5,000, only $3,500 is deductible.
Another big change coming in 2026 for those who choose to itemize? Filers in the highest tax bracket will face a lower cap on charitable giving deductions.
What are the takeaways for you?
First and foremost, get advice from a tax professional. (Not us!) In general, though:
If you typically use the standard deduction, you might see a bigger tax benefit from giving on January 1, 2026 than on December 31, 2025.
If you typically itemize deductions, you may see a bigger tax benefit from participating in 2025 Giving Tuesday and End-of-Year donation campaigns.
Are you interested in doing a deeper dive into how these upcoming tax changes will impact you and your loved ones? Check out this article for more details.
Whenever you choose to give, your investment in communities—right here and beyond—is essential. It’s worth deciding what patterns optimize your dollars, but don’t let tax changes keep you from giving.
With the 2026 tax changes ahead from the One Big Beautiful Bill Act (OBBBA), now is the time to be asking them.
Do you know how the new tax changes can impact your giving deductions?
Depending on how much you make and give, you could benefit from new tax incentives.
If, like most taxpayers, you’re a standard deduction-er, these tax changes may mean a small tax break! Beginning in 2026, those who file using the standard deduction can deduct $1,000 (single filers) to $2000 (joint filers).
These new changes provide an incentive for the many donors who don’t currently see a financial benefit from their giving.
Itemizers will also see new policies in place. Beginning in 2026, only charitable donations above .5% of your Adjusted Gross Income (AGI) can be counted toward itemized deductions.
That means if you earn an AGI of $300,000, you will need to donate $1,500 before any of your donations can be deducted from your income tax obligations. So if your total charitable contributions add up to $5,000, only $3,500 is deductible.
Another big change coming in 2026 for those who choose to itemize? Filers in the highest tax bracket will face a lower cap on charitable giving deductions.
What are the takeaways for you?
First and foremost, get advice from a tax professional. (Not us!) In general, though:
If you typically use the standard deduction, you might see a bigger tax benefit from giving on January 1, 2026 than on December 31, 2025.
If you typically itemize deductions, you may see a bigger tax benefit from participating in 2025 Giving Tuesday and End-of-Year donation campaigns.
Are you interested in doing a deeper dive into how these upcoming tax changes will impact you and your loved ones? Check out this article for more details.
Whenever you choose to give, your investment in communities—right here and beyond—is essential. It’s worth deciding what patterns optimize your dollars, but don’t let tax changes keep you from giving.
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